PayPal Pay in 3 is a payment method where you can buy now and pay later by splitting the cost of your order over three instalments. The first payment will be due at the time of purchase, and subsequent payments will be due on the same date in the next 2 months.
Pay in 3 is a form of credit, so carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive.
Who can use PayPal Pay in 3?
- To pay with PayPal Pay in 3, you’ll need to be over the age of 18, and living in the UK (this excludes customers in the Channel Islands and the Isle of Man).
- You’ll need to spend £30 or more (up to £2000) to pay using PayPal Pay in 3.
- Your credit worthiness will be checked (Soft Check) before your order is confirmed so your application to use PayPal Pay in 3 may be rejected.
If you choose to pay using PayPal Pay in 3, please remember to spend responsibly – sometimes, delaying or splitting up payments might not be the best option. We want you to shop with confidence, so we’ve provided all the info you need below.
How do I pay using PayPal Pay in 3?
- At the checkout, you’ll have the option to pay via PayPal Pay in 3. You’ll then be directed to log into your PayPal account, where you’ll see PayPal Pay in 3 as one of the available payment methods.
- After selecting it, you can apply for a PayPal Pay in 3 plan in a few simple steps, get an instant decision and if approved, finish checking out. Your order total will be divided equally into 3 instalments, with the first instalment due at the time of purchase.
- The remaining two instalments will need to be paid directly into your PayPal account on the same date in the next 2 months. If you placed your order on the 31st and the following month only has 30 days, your instalment will be due on the last day of the month.
- PayPal will send you a reminder by email or text message to let you know when your next payment is coming up. You can also see your payment schedule or make unscheduled payments at any time by logging into your PayPal account.
Click here to find out more information about PayPal Pay in 3
**PayPal Pay in 3 may not always be available at checkout, and we may decide not to offer it based on conditions of use. If PayPal Pay in 3 is not available, please use one of the other payment methods we offer.
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